Friday, November 30, 2018

Ah, it's the holiday season...the BEST time of the year. Time for friends. Family. HOME. Promise. Giving. All the great things in life.

It also means New Year’s Day is almost here.  Time to dust off the resolutions and take a stab at them one more time.  This year I will exercise more, eat healthier, save more money, read a book a month, volunteer more, insert yours here…this year I will do it.  No really, this is the year for me! And it can be the year for you, too!

All we need is a plan.  A plan and a little perseverance…or as middle school teacher once told me, stick-to-it-tive-ness.  Whether you need to shed a few pounds, or run a few more miles, or perhaps look into a move to a new home, it all starts with a plan.  A plan, perseverance, and goals…we gotta have goals.  The key to making any goal attainable is by being SMART. Specific, Measurable, Attainable, Realistic, and Time bound goals are the ticket to success.

So let’s take a SMART look at goal setting: S=specific. This is your who, what, when, where, why, and how.  Describe what your goal will look like and write it down.  M=measurable. What’s your starting point? What’s your finish line? Write those down, too.  A=attainable.  You want an ambitious goal to stay motivated.  It’s within your reach…so, go for it! R=realistic. Becoming a millionaire in 12 short months would be awesome but probably a little out of reach for most of us (give yourself a FEW years for that one!). Shoot for the stars but make sure you’re at least in the same solar system! And finally, T=Time-bound. What’s your timeline? Write down a start date and a finish date.  Set smaller, mini-goals if necessary. Rome wasn’t built in a day you know!  You can download a free tool for writing SMART goals at ToolsHero.

In 2019 if it’s financial independence you’re looking for, may I suggest taking a few minutes to listen to The Brian Bufinni podcast entitled Building a Financial Fortress? There’s a lot of great advice and guidance in 45 short and as always, highly entertaining, minutes.

And if it’s a 2019 new home you’re looking for, here’s a little recap on the Hampden Township market: There have been 321 homes that have SOLD in the last 6 months with an average market time of 26 days.  In a price point of $250,000 to $350,000, these developments are showing the lowest market times with the highest return; Ridgeland, Pinebrook and Good Hope Farms. Hampden Township also remains one of the lowest on real estate taxes! To search for Hampden Township homes, visit my website!

Happy New Year everyone! Here’s hoping 2019 is your best year ever!

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